Paperwork Needed

To apply for a home loan/mortgage, you will need to provide the following:

 
  • Photo Identification for each homebuyer/borrower (typically your drivers license(s))
  • Social Security card(s)
  • Most recent one month of pay-stubs
  • Most recent two years W-2s and federal income tax returns (all pages/schedules) for the past two years to verify your income and proof of employment
  • Copies of checking and savings accounts statements for the past two months (all pages: for example if the first page says 1 of 5, we need all 5 pages even if page 5 is blank)
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program) "if applicable"
  • If you already have a home under contract: Agreement of Sale (all pages, addendums, etc.)

If you are a VA Buyer, in addition to the above, please provide:
An Original VA Certificate of Eligibility
Your VA DD214 ( copy, you always keep your original)
 
 

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Call Us: (215) 322-4121

Email Us: dave@firstratemortgagegroup.com